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Question about Debt Settlement? or Debt Relief? Ask us Here and Get a Quick Answer

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Recently Asked Questions


Q: I am far behind on some of my credit card payments, but not all, would debt settlement work for me?

A: YES! After reviewing all of your outstanding obligations and the accounts / balances that are owed, our team of experienced debt settlement attorneys can advise as to the feasibility of a debt settlement plan for resolving the credit card and other debt issues that you may have. A debt settlement plan can include some of your monthly obligations for unsecured debt which includes credit card balances, medical bills, personal loans, collection accounts, lawsuits and or judgments and more, though the plan need not include all. As each of our clients presents a different financial situation, our debt help lawyers prepare and recommend a plan that is based on your unique needs and goals. Call to speak to a debt settlement lawyer today at 888-595-9111 for a free debt help options consultation and more information.  

Posted By Gwendolyn
Jan 10th, 2012 11:58:54 AM
Q: Will all of my creditors and debt collectors negotiate with your firm for a debt settlement plan?

A: After careful review by a debt settlement attorney and analysis of each of your outstanding obligations, debt help lawyers can determine which of your debts are viable for debt settlement. As experienced debt negotiators, the team of Attorneys for Consumers has worked with a large number of creditors and debt collectors large and small and will work to obtain the most desirable outcome in a debt settlement plan, negotiating for reduced payment on your behalf. Visit our success stories page to see examples of creditors and collectors we have worked with. Contact the Attorneys for Consumers team of debt help lawyers today for a free consultation by calling 888-595-9111 or submit your information via the form on our website.  

Posted By Carla
Dec 21st, 2011 12:48:44 AM
Q: Is debt settlement always the best option for someone with a large amount of debt?

A: There are many factors that determine whether a debt settlement plan is a recommended resolution for reducing and settling debt. Each consumer’s debt situation is unique. An experienced debt help lawyer can review a potential debt settlement client’s current obligations and total financial picture. At this point the attorney will advise if debt settlement is a viable solution for reducing debt and potentially decreasing the amount of time it will take to fulfill these outstanding debts. Other factors that determine the feasibility of debt settlement for an interested consumer include the status of monthly bills/payments, what types of debt can be included the settlement, the total amount owed and most importantly, your overall financial goals. Contact the debt settlement team of Attorneys for Consumers by calling 888-595-9111 for a free consultation and financial review. Or submit your information via the website form. A member of the team will contact you shortly.  

Posted By Jackie
Nov 16th, 2011 03:28:02 PM
Q: I have a deficiency judgment on a car that was repossessed a while ago, can debt settlement be done for this type of debt?

A: A deficiency balance or the difference between what you owe on your vehicle loan and what your creditor receives from selling the vehicle after a vehicle repossession, can be included in a debt settlement plan. A debt settlement plan can also include other types of unsecured debt such as credit card balances, medical bills, personal loans, liens and other delinquent accounts. Debt Settlement attorneys can negotiate with your creditors to bring monthly payments down to a more affordable level once a plan has been created and approved. To get more information on creating a debt settlement plan, call the debt settlement attorneys of Attorneys for Consumers at 888-595-9111 for a free debt help consultation, or complete the form on this website and we will be back to you promptly.  

Posted By Claudia
Nov 15th, 2011 12:57:01 AM
Q: I have $20K in credit card debt. this has increased to this over 5 mnths with interest and fees. My income is $2014 mnthly. I am 73 yoa. Please advise.

A: Debt settlement could be a viable option for dealing with the credit card debt that you have accumulated. Debt settlement attorneys can negotiate with a client’s credit card companies to lower interest rates and fees to reduce the total amount you owe, which could make it easier for you to afford the monthly payments. By decreasing the overall debt, you could potentially pay off your total credit card debt in a shorter time frame. Debt settlement plans work to settle many types of unsecured debts including credit card balances, medical bills, collection accounts and judgments, signature or personal loans and more. Contact the offices of Attorneys for Consumers for a free, no obligation debt settlement consultation by calling 888-595-9111 or submitting your information via the contact form on this website.  

Posted By Jocelan Martell
Oct 28th, 2011 01:14:06 AM
Q: Does a debt settlement hurt your credit or help?

A: Being in debt can hurt your credit. Through debt settlement, you should be able to resolve your debts and ultimately have your credit report marked “settled in full” or the like. As a law firm handling debt settlement, should any creditors or debt collectors violate the Fair Debt Collection Practices Act or other consumer protection laws in an attempt to collect past due monies owed during this time, we can assist in getting the calls or letters to stop. Eventually, and with continued on time payments over many years, it is possible to bring credit up to an optimum level. Contact the debt settlement lawyers of Attorneys for Consumers for a free debt help evaluation to find out if debt settlement is right for you. Call 888-595-9111 or submit your information via the contact form on site.  

Posted By Jennifer
Sep 28th, 2011 02:49:45 PM
Q: What is debt negotiation?

A: Debt negotiation is a process whereby a representative from a debt settlement law firm or company, and a creditor engage in a dialogue for the purpose of arranging payment for a percentage, or a reduced amount, of a debt balance that is owed from an unpaid, unsecured debt. This could include medical bills, credit card bills, judgments, liens or other non-current accounts. The end result of successful debt negotiation is a lower monthly payment for the debtor and if there are multiple debts that are involved, savings can be substantial, creating a more affordable resolution for debt reduction. Call the debt settlement lawyers of Attorneys for Consumer today at 888-595-9111 for a free debt resolution consultation, or submit your information via the contact form on this website.

Posted By Felicia
Sep 25th, 2011 06:49:47 PM
Q: How long does debt settlement take?

A: The length of time it takes to settle your debt is usually dependent upon a number of different factors including the total number and different types of unsecured debt that are able to be included the recommended debt settlement program, the type of debt that and the total overall amount of debt that we have determined can be negotiated down and settled on your behalf by our experienced debt help lawyers. In general, most debt settlement cases get completed in about 15 to 36 months though each debt settlement plan is different and that is an estimate. Contact the debt help lawyers of Attorneys for Consumers for a free debt review and consultation by calling 888-595-9111. Or submit your information on this website by completing the form.  

Posted By Ricardo
Sep 20th, 2011 05:26:01 PM
Q: Are you able to settle judgments for less?

A: A debt settlement law firm will work to settle unsecured debt including credit card balances, signature or personal loans, cash on demand or lines of credit deficiency loan balances from prior vehicle repossessions,medical bills, collection accounts and lawsuits and/or judgments and more We negotiate with your creditors, collectors and collection law firms to bring your payments down. If you would like additional information on and to find out if we can work to settle your judgment, contact the offices of Attorneys for Consumers for a free debt evaluation to find out more about your debt relief options. Call 888-595-9111 to speak to a debt consultant or complete the website form and we will get back to you right away.

Posted By Jo
Sep 20th, 2011 05:24:35 PM
Q: What is the difference between consumer credit counseling and debt settlement?

A: There are a variety of options available to consumers in need of debt relief. Consumer credit counseling services are for the most part, services that provide counseling to review your financial situation and recommend changes to your budget or advise on a strategy but these services do not settle accounts and no actual dollar savings is realized. Debt settlement is a plan and process whereby your outstanding unsecured debts that are included in the program are reduced by negotiation with your creditors to lower interest rates and fees. Our debt settlement lawyers are skilled, experienced negotiators who could negotiate on your behalf. The result of a successful debt settlement program is lower monthly payments and less debt, which means less time paying off your total debt. Contact our debt settlement law firm today for a free financial consultation at 888-595-9111 to see if debt settlement or any of our other debt help options is right for you.Or complete the free consultation form on this site and we will contact you back.

Posted By Angel
Sep 12th, 2011 01:21:05 PM
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