Debt Settlement Attorneys vs. Debt Settlement Companies

Debt Settlement Lawyers are more qualified than Debt Settlement Companies to help resolve your debt problems. In addition, Debt Settlement Lawyers have authority to explain your legal rights when it comes to the demands of creditors and collectors and to defend those rights should the need arise.

Choose Reputable Representation

Before choosing representation it is important to choose a company that is reputable. Debt Settlment Attorneys are regulated by the bar association where Debt Settlement Companies operate under much more relaxed guidelines.  With the increased debt in America, Debt Settlement Companies have been popping up everywhere and while some are legitimate companies, some are not. To get the most benefit out of your debt settlement it is important to employ a trustworthy organization. Attorneys for Consumers has years of experience in debt settlement and the staff of attorneys are all in good standing with the bar associations in their states.

Avoid Collection Calls & Letters

As an added benefit, in retaining and Debt Settlement Attorney, all of those annoying debt collector calls and letters will stop. The Fair Debt Collection Practices Act (FDCPA) states that if a client has attorney representation, 3rd party debt collectors must communicate with the attorney and not the debtor. If the creditor then continues to contact the debtor, they could be subject to a lawsuit. Some Debt Settlement Companies claim they can also stop the collection calls and letters. By law, creditors do not have to communicate with Debt Settlement Companies and can continue to contact you. Typically Debt Settlement Companies will advise you to send a cease and desist letter to your creditor. While it may stop the calls and letters from your creditor, it also leaves the creditor with no way to contact you and thus they will serve you papers to appear in court (meaning you will be sued).

In addition to the above points, below are additional examples of how a Debt Settlement Attorney can benefit you more than a Debt Settlement Company. To learn more, or if you have questions, contact Attorneys for Consumers for a FREE consultation to see if debt settlement is right for you!

Our Law Firm vs. Debt Settlement Companies	Our Law Firm	Debt Settlement Companies
We are attorneys
Talk directly to our attorneys about your case
Licensed in house attorneys protecting you
In house bankruptcy department
We sue debt collectors who violate your rights
We can make debt collectors stop contacting you
Court representation available by lawyers*
Court mediation presentation available by lawyers*
Proven settlements
Creditors work with law firms
Financial analysis reviewed by attorneys
Negotiations reviewed by licensed attorneys
Attorneys legally fight for lower settlements
Attorneys respond to legal demands from collectors
Member of state bar associations
Affordable representation
Peace of mind
Only attorneys do legal work (debt settlement companies cannot)
*additional fees may apply